Inside Legal Shield: A Critical 3rd Party Review

About Legal Shield

Legal Shield is a company founded in 1972 by entrepreneur and visionary, Harland Stonecipher. Mr. Stonecipher founded the company after being involved in a serious vehicle accident. Although he had car insurance to assist in his vehicle damage as well as health insurance to cover his hospital bills, he was completely unprepared for the legal expenses he quickly incurred.

Mr. Stonecipher quickly realized that although the United States has long had one of the world’s most advanced legal systems offering “justice for all”, often times that justice comes at quite a steep price that the average American unfortunately struggles to afford.

He decided to create a solution and thereby offer top legal services to Americans everywhere at a fraction of what those same services would normally cost. Pre-Paid Legal Services was born.

The company expanded quickly and was even listed on the New York Stock Exchange where it was a consistent top performer. In June of 2011, Stonecipher and his shareholders completed the sale and managerial transfer of the company to Midocean Partners, making it a privately held company for the first time in a long while.

The decision to re-brand and rename the company, Legal Shield, was officially announced at the company’s convention in Dallas, Texas on September 10, 2011. Legal Shield provides its services throughout the United States as well as in 4 Canadian provinces.

Legal Shield Service Summary

Legal Shield services are available on a month-to-month basis. Members have access to a multitude of service offerings that are tailored specifically to their needs. For $26 a month, one of the most popular plans the company offers members is called the Family Plan. It provides members with 5 main areas of coverage.

The first area of coverage is preventive legal services. Members receive access to premier law firms in their state for unlimited phone consultations. Members can have wills prepared for them as well as letters or phone calls written or placed on their behalf by the law firm.

The second area coverage is for motor vehicle incidents. Members can receive representation and consultation for moving traffic violations as well as for incidents of manslaughter, involuntary manslaughter, negligent homicide, and other vehicular homicide charges.

The third coverage area is trial defense. Members receive 75 hours of their law firm’s time for civil or criminal suit consultation and representation. Additional hours are available at a significant discount of the law firms’ regular hourly rate.

The fourth area is IRS audit coverage. Members have access to up to 50 hours of a tax attorney’s assistance in case they are audited by the IRS.
The fifth area of coverage provides members with a 25 % discount of the law firm’s regular hourly rate for legal issues that do not fall within the four areas of coverage.

Legal Shield also offers its members 24/7 access to an attorney should they be detained by police, be involved in a car accident, etc.

Another one of Legal Shields more popular services is its Identity Theft Shield. For a monthly fee this service provides continual monitoring of a member’s credit profile as well as full forensic restoration services in case their identity is compromised.

Compensation

Legal Shield markets its services through a diverse network of business affiliates known as independent associates. In order to enroll as an associate one must pay a one time fee of $249. The company provides marketing materials, support, and on going training.

Legal Shield pays advanced commissions on the sale of its membership plans.These upfront bonuses can be quite lucrative allowing associates to generate large commissions paid on a daily basis. Legal Shield associates also have the ability to recruit other associates to market the company’s services and recruit associates. Associates are able to earn commission overrides on the sales efforts of those within their own personal sales organisations.

The Missing Piece

The Legal Shield financial opportunity provides associates with a fantastic opportunity to build a lucrative home-based business and achieve financial independence. However, as with any business enterprise an associate’s chances of success are directly related to hard work and effort in order to achieve maximum results.

Although Legal Shield may sometimes provide its associates with potential customers or leads the reality is that the vast majority of an associate’s responsibility is to find new customers and sales associates on their own. This presents numerous challenges for any associate especially those who have not been able to grow a business beyond their friends and family members.

However, with the dramatic rise of the internet, Legal Shield associates can now equip themselves with dynamic new online marketing strategies and approaches that will help them grow a successful Legal Shield business without having to chase friends and family members around. Mastering online marketing strategies is a critical component to success in Legal Shield and for many associates it is the “missing piece” to achieving great success with this company.

Website Legal Documents – FTC Cracks Down On Toolbars For Collecting Personal Information

The Federal Trade Commission’s (FTC) recent settlement against an online college savings program that used toolbars to collect personal information focused on what its members were actually giving away unwittingly – their personal information and data security – rather than on what they might be saving for college expenses.

The settlement in this case highlights the FTC’s continuous efforts to crack down on privacy and data security violations regarding the collection, use, and security of personal information. This time the focus was on the use of toolbars as a collection vehicle, and the related takeaways are in the form of important new rules for the use of toolbars or similar software for collecting personal information.

The Toolbar

The defendant online service provides a membership program that permits its members to contribute to a savings account for college expenses. The contributions to the savings account are in the form of rebates and discounts from products and services purchased by members from participating merchant partners.

As part of its service to members, the service offers a software toolbar that is supposed to assist members in finding participating merchants based on online searches. Downloading and installing the toolbar is a default setting for members because in some instances the user is required to uncheck the toolbar option in order to opt out of the toolbar download.

Members using the toolbar are offered an “Enable Personalized Offers Option” for their browsers that enables the collection of information about the websites they visit for purposes of identifying participating merchants that provide eligible offers and discounts.

This toolbar and the privacy promises accompanying it are the basis of the FTC’s lawsuit against the membership service.

Privacy Policy Statements

The membership program’s privacy policy stated that that the toolbar might “infrequently” collect some personal information. In addition, the privacy policy stated that a filter would remove personal information prior to transmission.

Significant to the FTC were additional statements in the privacy policy apparently intended to create trust from members including:

* [We are] “committed to earning and keeping your trust”;

* “We understand the need for… personal information to remain secure”;

* “We have implemented policies and procedures designed to safeguard your information”; and

* “We protect your data by… SSL, Data, and Password protection technology….”

The FTC’s Allegations

The FTC alleges that the membership service engaged in unfair and deceptive trade practices by:

* using a toolbar for the collection of personal information that exceeded the frequency and scope of the data collection promises by collecting extensive information including the names of all websites visited, all links clicked by the user and information that users entered into certain web pages, such as usernames, passwords, search terms, credit card information, expiration dates, security codes and social security numbers,

* transmitting data in clear text and thereby allowing third parties to easily intercept and steal data transmitted over the Internet,

* failing to disclose material facts to consumers regarding data collection and transfer practices, and

* failing to provide reasonable and appropriate security for the consumer information collected.

Conclusion – Important Settlement Takeaways

The settlement takeaways in this case are important for all Internet marketers that distribute toolbars or similar software (referred to by the FTC as “Targeting Tools”) for the collection of personal information.

Two settlement takeaways are noteworthy in terms of the FTC’s requirements for clear and prominent disclosures:

* timing – the disclosures must be before the installation of the toolbar or other similar software, and

* context – the disclosures must appear separately from any end user license agreement, privacy policy, terms of use page, or similar document; traditional disclosures in these documents are no longer sufficient standing alone.

Although the settlement does not mention “Privacy By Design” per se, the settlement takeaways listed above are consistent with the FTC’s commitment to this new approach to privacy first announced in the FTC’s Preliminary Staff Report issued in December, 2010.

This article is provided for educational and informative purposes only. This information does not constitute legal advice, and should not be construed as such.

Legal Secretary Association – A Non-Profit Organization

A legal secretary association includes numerous educational and training programs in the legal profession. These programs are meant for the betterment of their members who are the legal secretaries in different law firms. The secretaries involved in these training programs, learn and share their views and ideas so that the workload is lessened. They discuss there with the latest of the technical development or introduction of some software that will help save time and money of the firm too. The secretaries discuss over the matters that help to improve the working and smooth running of the business. They held meetings at regular intervals and share the views and ideas among themselves.

Each member of the legal secretary association is supposed to observe the laws, rules and regulations of the association and work according to them. The communication should be effective and the member should work efficiently. He is supposed not to discuss the matters outside the association and maintain the confidentiality of the association. The legal secretary needs to act with loyalty, competence and diplomacy, integrity and work according to the highest standard of professional conduct. The legal secretary needs to be professional and possess excellent communication skills so that to deal with any situation smartly.

A legal secretary association has as its members, mainly legal secretaries of a single law firm or most often, many law firms. They might include the educated members who will provide training materials from time to time and update the members with the latest technology. The legal secretary needs to handle any situation and deal it professionally. All these are done with proper training and experience, which is both provided in a good legal secretary association. The members also discuss any matter that is directly related to the legal secretaries whether it is a problem or an advantage.